Christopher Jackson 
Meet Thabo, a 28-year-old from Soweto who lost his job at a local construction site last year. With no income and a family to support, he applied for the Social Relief of Distress (SRD) grant. Now, Thabo receives R370 every month, which helps cover groceries and electricity. But like many South Africans, he was confused … Read more
When a loved one passes away, the process of estate administration can be overwhelming, especially during a time of grief. In South Africa, understanding the legal framework and steps involved is crucial for ensuring that the deceased’s wishes are honored and their assets are distributed fairly. This process is overseen by the Master of the … Read more
Woolworths WRewards is one of South Africa’s most generous and innovative loyalty programmes, offering customers instant savings on a wide range of products and dining options. Since its launch in 2010, WRewards has transformed how South Africans shop and dine at Woolworths, combining convenience with significant financial benefits. Instant Savings on Shopping WRewards members enjoy … Read more
Tax-Free Savings Accounts (TFSAs) have become a cornerstone of personal finance in South Africa, offering individuals a powerful way to grow wealth without the burden of income, dividends, or capital gains tax. This guide will help South African investors understand how to maximize their TFSA benefits, comply with current regulations, and implement effective tax-free investment … Read more
The Child Support Grant (CSG) in South Africa is a vital social assistance program designed to support primary caregivers of children living in poverty. To qualify, applicants must meet specific income and age criteria, ensuring the grant reaches the most vulnerable families. Age Requirements for the Child Support Grant To be eligible for the Child … Read more
Imagine you’re Sipho, a 35-year-old South African earning R25,000 a month, diligently saving for retirement. You’ve contributed to your pension fund for years but heard about changes to withdrawal rules and the new Two-Pot System. You want to understand exactly how these rules affect your retirement planning, taxes, and what your options are today. This … Read more
Imagine you’re a 35-year-old teacher in Cape Town, earning R30,000 a month. You’ve been contributing to your employer’s pension fund for the past 10 years, but lately, you’re worried about your future. You’ve heard about the new Two-Pot retirement system, but you’re not sure how it works, what the tax benefits are, or how to … Read more
Imagine this: It’s a Thursday afternoon in Johannesburg, and you’re sipping your third cup of coffee, trying to make sense of the pile of bills and loan statements on your kitchen table. There’s your FNB credit card, your Capitec personal loan, that store account at Mr Price, and a payday loan you took out last … Read more
Understanding the difference between an emergency fund and savings is crucial for managing your finances effectively, especially in South Africa’s unique economic landscape. Both are important, but they serve distinct purposes and require different approaches. What Is an Emergency Fund? An emergency fund is a financial safety net designed specifically for unexpected and urgent expenses … Read more
Achieving early retirement is a dream shared by many South Africans, but requires disciplined planning, strategic investment, and a clear understanding of the unique challenges and opportunities within our local economic landscape. Crafting a robust nest egg early on can empower you to leave the workforce before the traditional retirement age while maintaining financial security … Read more