Jessica Taylor

Tracking your expenses effectively starts with organizing your spending into clear, manageable categories. In South Africa’s current economic climate—with VAT increases and rising living costs—having a well-structured expense tracking system is essential for financial control and planning. Why Categorize Expenses? Categorizing expenses helps you understand where your money goes each month, identify unnecessary spending, and … Read more

In South Africa’s evolving financial landscape, understanding consumer rights related to credit and debt has never been more critical. The National Credit Regulator (NCR) plays a pivotal role in safeguarding the interests of millions of South African consumers who engage with credit providers daily. With economic growth projections remaining modest—hovering around 1.2% for 2025 according … Read more

Detailed Guide What Is Zero-Based Budgeting? Zero-based budgeting (ZBB) is a hands-on approach to managing your money where every rand you receive is assigned a specific job. Unlike traditional budgeting, which starts with last month’s spending and tweaks from there, ZBB requires you to start from scratch each month. You justify every expense, big or … Read more

Planning for retirement is a big deal for South African workers, especially with recent changes in retirement regulations like the Two-Pot System that came into effect in 2024. If you’re thinking about how to manage your finances, including personal loans and retirement savings, this guide will walk you through everything you need to know — … Read more

“`json { “headline”: “Debt Review Process: Complete Guide to Debt Relief for South Africans”, “content”: “ If you’re a South African drowning in debt, you’re not alone. According t… Detailed Guide Understanding Debt Review in South Africa Debt review is a legal process designed for South Africans struggling with debt. If you find yourself unable … Read more