The debate between investing in property and shares is as old as the markets themselves, but for South African consumers in 2025, the stakes are higher than ever. With inflation moderating, interest rates at historic lows after five consecutive cuts, and a recovering—but still volatile—economy, investors must weigh their options carefully to build sustainable, long-term … Read more
Imagine this: You’ve just landed a new job in Johannesburg, and you’re finally ready to get that car you’ve been dreaming about or maybe even buy your first home. You walk into your bank—maybe it’s FNB, Standard Bank, or Capitec—and start the loan application process. Then, the dreaded words come: “Sorry, your credit score isn’t … Read more
Writing a will is an essential step in ensuring your estate is distributed according to your wishes after you pass away. In South Africa, creating a valid will requires following specific legal rules set out in the Wills Act 7 of 1953. This guide will walk you through the key steps to draft a legally … Read more
If you’re new to investing in South Africa, unit trusts are a great way to start building wealth with relatively low risk and modest amounts of money. They offer a simple, cost-effective way to access a professionally managed, diversified portfolio of assets suited to your financial goals. What Is a Unit Trust? A unit trust … Read more